This Layton home offers multiple options for customization and income. The basement, with a kitchen and separate entrance, is ready to be an accessory dwelling unit (ADU) featuring 2 bedrooms and 1 bathroom. The main level features 3 spacious bedrooms, 2 bathrooms. Laundry on both floors. Recent upgrades include new furnaces (1 for each level), new A/C (1 for each level), a tankless water heater, and new carpet. The large detached garage offers ample storage. With an assumable FHA loan at 3.125%, this home is an excellent, affordable investment opportunity!